Compassionate Guidance. Creative Solutions. A Better Mortgage Experience.

SELF-EMPLOYED MORTGAGES
MADE SIMPLE

Helping business owners, freelancers, contractors and entrepreneurs qualify for home financing with confidence.

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✓ 100+ Loan Programs ✓ Licensed in Multiple States ✓ Personalized Guidance ✓ Fast Pre-Approvals

WHO WE HELP

WHY SELF-EMPLOYED BORROWERS CHOOSE US

How Self-Employed Qualification Works
Common Questions

Can I qualify for a mortgage if I'm self-employed?
Many self-employed borrowers qualify for home financing every year. Whether you own a business, work as a contractor, receive 1099 income, or operate as a freelancer, there are mortgage programs designed specifically for you, the self-employed individual. The key is understanding how your income is documented and which loan options best fit your situation.

Can I qualify with only one year of tax returns?
Possibly. Some mortgage programs allow borrowers to qualify using only one year of self-employment history, while others require two years. Eligibility depends on factors such as your industry, income stability, credit profile, and loan program.

Can bank statements be used instead of tax returns?
Yes. Some lenders offer bank statement loan programs that allow self-employed borrowers to qualify based on personal or business bank deposits rather than traditional, tax return income. These programs can be espeialy helpful for business owners who take advantage of tax deductions that reduce their reported taxable income.

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Get pre-approved by an expert
Know your numbers and shop for a home with confidence.

We review and structure your loan
We analyze your income and find the best loan program.

Submit simple documents
Tax returns, bank statements or a profit & loss statement.

Tell us about your business
We'll learn about your income, expenses and business structure.

MORTGAGE BROKER. MENTOR. FREEDOM SEEKER.

THIS IS WHAT A GREAT TEAM LOOKS LIKE

Fabulous Mortgages exists because I built the career I couldn't find anywhere else — and then I opened the door for others to do the same with support, flexibility and results.

Meet our team

QUESTIONS? WE'RE HERE TO HELP.

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(904) 451-7604

✉️ Email
Send an email any time.
kathy@fabulousmortgages.com

💬 Text
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(904) 451-7604